Top 10 Reasons To Buy Travel Insurance
1. Life is unpredictable. Some trips need to be cancelled.
With travel insurance, travelers don't have to pay for a trip they are unable to take.
2. Most lost luggage takes five days to return to its owner.
Allianz Global Assistance provides coverage to replace needed items right away. source: UnclaimedBaggage.com
3. Lost or forgotten medication?
Travel insurance will assist you in locating a pharmacy to purchase a new prescription. source: InsuranceProviders.com
4. 30%-50% of travelers stateside and abroad will become ill or injured during their trip.
That's almost one out of every two travelers. Travel insurance can provide peace of mind - especially for travel outside the United States, where many hospitals request cash payments in the thousands before treatment can even begin. source: DCMSOnline.org
5. Health insurance may not go the distance.
The majority of health insurance (including Medicare), worker's compensation insurance, third-party and personal liability policies don't cover international travel. In fact, a closer look at the inside of your passport will reveal that the government recommends travel insurance when traveling outside the United States. source: DCMSOnline.org
6. In the event of a natural disaster, airline strike or act of terrorism, airlines will not refund the cost of your ticket.
Allianz Travel Insurance plans can cover the cost and help travelers get home quickly and safely. source: TravelLaw.com
7. Credit card coverage, homeowners and auto insurance ? none of these provide sufficient coverage for travel.
Even combined, they may not offset the cost of a medical emergency overseas. source: SmartTravel.com
8. Excursion tour operators often require that you purchase travel insurance.
Purchasing through Allianz Global Assistance in advance helps travelers get the best coverage at the best cost. source: Frommers.com
9. Even the most stable of travel suppliers can default quickly.
If a cruise line, airline or tour operator ceases operations due to financial hardship or bankruptcy, travel insurance saves travelers from paying for a trip they'll really never get to take. source: Squaremouth Press Release
10. We all experience tough economic times.
The loss of a job or other income might mean a trip planned in advance may have to wait. Travel insurance puts cash back into the hands of travelers when they need it most.
Remember, peace of mind is priceless. Protect yourself and your travel investment with innovative trip insurance products by Allianz Travel Insurance.
Confessions of a Travel Agent!!
to Jamaica 2004 girl
My first trip lfriends weekend our plan was to have a great time! Well our 2nd day in the beautiful caribbean was hurricane Dean on the forecast, we were terrified due to the media reporting the hurricane would wipe out the areas we were in, well people started to panic and most were trying to get flights out before the hurricane hit. If you had travel insurance it seem to be no problem getting a flight that day, and WE did not have travel insurance and was stuck there at the resort through the hurricane plus an additional 4 days added to our original 5 day weekend trip which was now 9 days, it may not been so bad if we didn't have to pay but guess what yes we did you ask why? because we didn't have travel insurance. I guess your wondering the outcome I must say the resort was very accommodating to our fearful needs and all ended well. I'm happy to share my story, you live and you learn now I don't leave home without my travel insurance!
My first trip to Jamaica 2004 a girls weekend trip, it was (4) of us rooming in (1) room (Yes, we were young) lol our plan was to have a fun weekend in Jamaica! Well our 2nd day in the beautiful Caribbean was reports of a hurricane its name was Hurricane Dean for the forecast, we were terrified due to the media reporting the hurricane would wipe out the areas we were staying, well people started to panic and most were trying to get flights out before the hurricane hit. If you had travel insurance it seem to be no problem getting a flight that day, and WE did not have travel insurance and was stuck with no way home at the resort, which will turn out to be an additional (4) days added to our original 5 day weekend is now 9 days. It may not been so bad if we didn't have to pay but guess what, yes we did! Why? because we didn't have travel insurance. I guess your wondering the outcome, I must say although we still had to pay for them additional days during the hurricane the resort was very accommodating to our fearful needs and all ended well.
I'm happy to share my story, you live and you learn now I don't leave home without adding travel insurance to every trip and a minimum of (2) people to a room! LOL!
Knowing which documents you need when traveling internationally is essential to having a stress-free vacation. Prepare yourself by learning about the latest travel requirements and important information you need to know before traveling.
You are required to have a U.S. Passport Book when traveling by air to any international location.
If you are traveling by land or sea to Canada, Mexico, Bermuda or the Caribbean Region (Anguilla, Antigua and Barbuda, Aruba, Bahamas, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Montserrat, Netherlands Antilles, St. Kitts and Nevis, St. Lucia, St. Vincent and the Grenadines, Turks and Caicos), you are required to have a U.S. Passport Book or Card.
Please note: U.S. citizens who board a cruise ship at a port within the United States, travel only within the Western Hemisphere, and return to the same U.S. port on the same ship may present a government issued photo identification, along with proof of citizenship (an original or copy of his or her birth certificate, a Consular report of Birth Abroad, or a Certificate of Naturalization). Please be aware that you may still be required to present a passport to enter the foreign countries your cruise ship is visiting. Contact us before your cruise to ensure you have the appropriate documents.
The U.S. Passport Card can be used to enter the United States from Canada, Mexico, the Caribbean, and Bermuda at land border crossings or sea ports-of-entry and is more convenient and less expensive than a passport book. The passport card cannot be used for international travel by air.
Processing times can vary depending on workload and occasional unforeseen circumstances. During busier times, such as the summer travel season, customers are encouraged to expedite their applications if traveling in less than 10 weeks.
The Issue Date of your passport can be found on the data page of your Passport Book or on the front of your Passport Card. If possible, you should renew your passport approximately nine (9) months before it expires. Some countries require that your passport be valid at least six (6) months beyond the dates of your trip. Some airlines will not allow you to board if this requirement is not met. If you passport has already expired, you may still be able to renew your passport by mail.
Detailed information about passports and international travel requirements, along with instructions for applying for a passport can be found at travel.state.gov.
*For more information about passport requirements, please contact the U.S. Department of State.
U.S. citizens don’t need a U.S. visa for travel, but when planning travel abroad they may need a visa issued by the embassy of the country they wish to visit. When planning travel abroad, learn about visa requirements by country by visiting the U.S. Department of State’s Country Specific Travel Information.
*Find out more about both the immigrant and non-immigrant visa process at the State Department’s visa main page. U.S. Passports and International Travel.